Coverage for Every Part of Your Life
As an independent agency, FLM Insurance works with dozens of carriers to build coverage around you — not the other way around. From personal protection to business and church insurance, we help you compare options and choose what fits.
Risk Mitigation
Home & Auto
Protect where you live and what you drive with tailored policies for autos, SR‑22, homeowners, renters, condos, landlords, vacant properties, mobile homes, and more.
Strategic Growth
Life & Health
Plan ahead with life and health coverage for every stage — including term and whole life, Medicare supplements, group health, Affordable Care Act (ACA) plans, and specialty benefits like dental, vision, and critical illness.
Market Resilience
Business & Churches
Safeguard your organization with commercial and church coverage: property, liability, commercial auto, workers compensation, bonds, and specialized protection for ministries, facilities, and leadership.
Layered Benefits
Specialty Products
Round out your protection with specialty coverage like dental, vision, accident, hospital indemnity, and critical illness insurance. We’ll help you layer these benefits with your core plans so gaps don’t catch you by surprise.
Why Choose an Independent Agency?
You get options, guidance, and someone in your corner.
"As an independent agency, FLM Insurance isn’t tied to just one company. We work with dozens of respected carriers so we can shop coverage on your behalf — not the other way around." Debra Littleton - Agency Owner
That means you can compare plans, prices, and benefits in one place, with an advisor who explains the differences in plain language. You choose what fits. We handle the details.
Our Mission & Our Team
Senior-level guidance, at every point of contact.
At FLM Insurance, our mission is simple: to provide you the most comprehensive coverage at the most competitive cost — with agents who are always courteous, clear, and on your side.
From the newest advisor on our team to the most tenured partner, you work with people who bring senior-level experience in personal, commercial, church, and specialty insurance. That means every conversation is grounded in real-world risk management, not just quotes on a screen.
We listen first, explain your options in plain language, and help you build coverage that fits your life, your business, and your budget — today and as your needs change.
More Than 50 Years of Protecting What Matters
Independent, full‑service coverage backed by decades of local experience and multi‑carrier choice.
1969
Established in 1969, proudly serving the community for decades.
Full-Service
Independent agency offering personal, commercial, church, and specialty coverage
Multi-Carrier
Access to dozens of insurance companies so we can shop options for you
Our Locations:
Main Location:
Jackson, MS
2382 Hwy 80 West
Jackson, MS 39204
Phone: (601) 910-6100
Newton Office:
106 Northside Plaza
Newton, MS 39345
Phone: (601) 683-0095