Specialty Products

Specialty Insurance Products

Extra layers of protection for life’s what-ifs.

Some risks don’t fit neatly into a standard home, auto, or business policy. FLM Insurance offers specialty products that can be layered onto your core coverage to better protect your finances when the unexpected happens.

Examples of Specialty Coverage

Dental & Vision

Standalone or supplemental plans to help with routine care and larger procedures.

Accident & Hospital Indemnity

Benefits that pay you directly to help cover costs after a covered accident or hospital stay.

Critical Illness & Other Niche Products

Protection designed to ease the financial strain of certain major illnesses or unique risks.

Ask About Specialty Coverage

Not sure if you need a specialty policy? Tell us about your situation and we’ll help you decide if an extra layer of protection makes sense — and what it might cost.

Request Specialty Coverage Info